Getting the monkey off your back

Take a moment, in a quiet spot, and close your eyes. Visualize a scene from the past that gave you a sense of peace or relief from daily anxiety. For me, it’s hiking the trail up lofty Ben Nevis in Scotland with my wife several years ago. I can still see the narrow trail’s steep ascent, slate gray limestone fences dividing a retreating green tapestry below, snow-flaked with sheep; hear a babbling brook; feel the day’s exhilarating coolness. I find again the shepherd psalmist’s quiet waters and renewal.

Such moments are rarer now for many of us, given the frenetic pace of modern life with its myriad stresses. The poet Auden knew this when he famously dubbed our era “the age of anxiety.” We pop our pills, vegetate before our TVs, seeking relief from deadlines to meet or places to go.

It isn’t really cancer, heart disease or the like that are killing us. It’s stress, and much of our morbidity is its result. We eat more, worry more, hurry more. Twenty percent of us suffer from acute anxiety disorder requiring professional intervention, while our media proclaims daily the social violence of those who “just can’t take it anymore.”

Here are some suggestions that have helped me and may help you ease up and enjoy your life more fully, ways of coping that may even help you live longer:

1. Change your reactions: A lot of our stress derives not from what happens, but how we respond. We can choose to adapt like that Robert Frost birch bending with the wind, rather than arching its boughs, or remain brittle like a Bradford pear, its limbs severed by the storm. Substitute a positive alternative for a negative one. What we think fosters our emotions, and emotions often generate our distress. Instead of dwelling on how awful the economy is, think of how it’s likely to ultimately get better. It’s not “that sob, he cut me off”! Instead, drivers can be rude, but most aren’t. It’s not, “What’s going to happen?, but “Let’s take it just one day at a time.

2. Get a hobby: Like birds, learn to identify them. Fond of the outdoors, join a hiking group. Enjoy games? Try contact bridge. Cooking? Attempt new recipes. Want something new? How about learning another language?

3. Take-up meditation: Clearing the mind’s clutter goes back several thousand years.
It endures because it works. Don’t know how? Check your local resources. They’re abundant now. Stress reduces the brain’s white matter (the wired area of the consisting largely of nerve fibers). The good news is that according to a published report in the Proceedings of the National Academy, just 30 minutes of meditation over a two week period showed measurable changes in the white matter, indicating that meditation facilitates healthy brain function.

4. Try biofeedback: Many find the device Resperate useful for teaching them precise breath control that produces a relaxation effect. Dividend, it reduces blood pressure. Resperate gets a thumbs up from a number of leading medical resources, including Mayo Clinic.

5. Say no! You’ve only so much time in a day. Take time for yourself. Give yourself a special treat each week. Go for that dessert! See that movie! If you can, set one day aside for yourself.

6. Read! This means shutting off that TV. Television, mostly a mind-numbing activity, doesn’t generally relieve our stress. It may even add to it. Reading expands the mind and relaxes at the same time. At bedtime, it can help you get a good night’s sleep.

7. Blog! I can speak first hand about what it does for me. When I’m writing, it seems I’ve hurled my anxieties into the deepest sea. Writing not only opens a window on the world, it brings me into touch with myself, clarifies and cleanses, while providing perspective.

8. Drink green tea:. It works because of its i-theanine content, which you can also find in pill supplements at your local health stores or at Whole Foods. Drink it several times daily, especially when you feel uptight. Taking about 30-minutes to kick-in, it’s super just before bedtime and will help you sleep like a rock.

8. Exercise: Nothing really new about this life essential, along with good nutrition, for promoting health. But exercise also relieves stress. The trick is to schedule it into your day. The preferred form should be aerobic, and the cardinal rule remains 5-days a week, 30 minutes minimal.

9. Tablets: I ‘m not thinking pills here, but of those popular devices such as the iPad. I’ve become fond of the mind-stretching game apps in particular like Sudoku. Talk about time out, diversion comes easily with a tablet. It doesn’t have to be confined to games. Tablets provide apps for virtually any interest. How far away troubles seem when you find a riveting app.

10. Turn on the music! Shakespeare rightly said, “Music hath charms to soothe the savage beast.” Obviously, it works, or it wouldn’t be so popular. To promote relaxation, however, stay away from the frenzied kind. I like classical Indian music for this purpose. You might also find Enya very soothing. She works for me. Sometimes I just go for the sounds of nature: waves washing up on the shore, a murmuring brook, birds in early morning revelry, the soft pitter-patter of falling rain, etc.

Yes, you can get that monkey, stress, off your back, and in doing so, wake with joy each morning, eager to seize the day.

Be well,

rj

The myth about cholesterol

For years I’ve believed all the hype that high cholesterol sharply increases your risk for heart disease. I’m dubious about that now. Did you know that people with low cholesterol get heart attacks, too? Are you aware that nearly half of those with atherosclerosis have low cholesterol? Or that half of those with high LDL never suffer any complications? Something else seems to be going on.

I’ve suspected this for some time, but I didn’t know the mechanism behind it until now. Not all LDL is the same. A variant type exists, often hereditary, where the LDL type is smaller and denser, increasing your risk for heart attack or stroke. It isn’t LDL per se, but the kind of LDL you have. This kind puts you at greater risk, since small LDL particles can more easily infiltrate the arteries and cause blockage. You can get a good reading at your doc’s on your cholesterol levels, LDL and HDL, be thin as a rail, exercise daily, yet still be at risk. You can even pass an EKG stress test and drop dead several days later. You come across this story often.

There are two things you should do, whether you agree or not with my particles hypothesis.

1. The next time you go for a blood check, which should be annually at the very least, ask for a particles check to determine the type of LDL you have. An added dividend is it will show whether you’re insulin resistant, a precursor to diabetes. Your test will even categorize your risk for heart attack or stroke: minimal, moderate, high, highest.

2. If you do have small particles, there are ways to improve, or transition, to large particles, the healthier kind; namely, cutting carbohydrates, especially from unrefined sources such as processed foods and sweets and exercising vigorously at least 150 minutes weekly, i.e., 30-minutes daily.

Be warned that eating fats, especially the saturated kind, has its own dangers, but in the end, unrefined carbohydrates are the primary threat to a healthy heart. If you think about it, carbohydrates are turned into blood sugar (glucose). If there’s one insidious source of disease, not just coronary, it’s sugar!

Let me close with my own experience. Last May I was found to have high small particle lipids. Over the last three months, I’ve practiced my own counsel. Result, my August lab showed a 25% drop in small particle total.

As always, sound nutrition is your key to good health and longevity.

rj

The patient succumbed to complications….

In following a news story about someone’s demise, we often come across something like, “He succumbed to complications following routine surgery.” The truth is that anyone undergoing surgery of any kind faces at the very least a one percent risk of never making it home again.

One percent might not seem much of a risk, but then we tend to think such things happen to the other guy, not us. Unfortunately, life is replete with the improbable and unanticipated every morning we get out of bed, and death has its way of cornering us in unexpected places.

I still remember a chance conversation I had many years ago with a custodian at Harvard who told me of the loss of her child during tonsillectomy. As I was very young, I don’t think I took in its resonance as to the freakish nature of life itself, contributing not only to its mystery, but underscoring its frequent tragedy. I think it was Thomas Wolfe who wrote that a young man at 25 thinks himself immortal. (Say that to Keats, who knew better.) In my case, I was just 22.

A little more than a year ago, model and actress Mia Amber Davis died following knee surgery. She was 36. Dying from knee surgery? Yup, it happens.

There was also the unanticipated death of author Olivia Goldsmith, 54, whose Wives’ Club became a popular movie. Following plastic surgery, she went into cardiac arrest, possibly induced by anesthesia. For me, the latter has always been the spookiest element in any surgery I’ve undergone. To borrow a phrase from poet William Carlos Williams, “so much depends on” an anesthesiologist.

Then there was the widely reported death of prominent Congressman John Murtha, 77, during “minimally invasive surgery” to remove his gall bladder. A close source told CNN that doctors accidentally “hit his intestines.”

While natural causes such as a weak heart or allergic reaction to medication may often be factors in surgical mortality, the human capacity for error through misjudgment or negligence always looms, increasing the risk. Even good doctors make mistakes. The quandary is the more you do something well, the more the law of averages kicks in. Let’s hope your surgeon is having a good day.

The bottom line is that our bodies treat any surgery as invasive, and human error compounds the danger. Surgery may be necessary, but it’s never really “routine.” Consider the case of Jenny Olenick, 17, who died of hypoxia (deficient oxygen to the brain) while undergoing anesthesia to have her wisdom teeth removed. While very rare, it’s not unknown.

Of course, you can help lessen your risk by choosing your doctors well or considering a non-surgical alternative.

Unfortunately, we seldom get the choice as to the anesthesiologist. They just happen to be there, often rushing in from a previous procedure, and know precious little about us.

Next to death, surgery may be the ultimate in loss of control.

rj

Time for a new toy

I’ve just learned Target and Walmart have locked out the Kindle, including Amazon’s most recent and innovative offering, the Kindle Fire HD. Some speculate these chains are clearing inventory to make way for both the hot selling iPhone 5 and the much anticipated mini iPad, though Apple remains mum on the latter.

Probably what’s really happening has to deal with profit margins. With Amazon promoting its Kindles via low profit margins, there’s little left over to entice the box stores. No evidence yet, however, that BestBuy and Radio Shack will follow suit.

As for a mini, rumored to be released in time for Christmas sales, it’s not improbable. I wonder, though, if it would mean the demise of the larger screen version, which I prefer. One thing I have to admire is Apple’s uncommon ability to keep a secret. Seems our government could learn a thing or two.

In the meantime, I’ve finally thrown in the towel and am upgrading to the iPhone 5 with its wondrously fast camera, enlarged screen, retina sharpness (18% more pixels to play with), vastly improved saturation, 4G LTE access, and alluring svelte slimness. I hear the improved Siri will even open up your applications. Hey, how good is that!

English is still number one

We hear a lot these days that we’re transitioning from the American Century to a Chinese one. In my own lifetime I never anticipated the current groundswell for Chinese language classes. I grew up with the emphasis in schools and colleges on Spanish, French, and German. I hadn’t thought about it until just now, but my high school didn’t even offer Spanish, let alone an Asian language, though it did offer four years of Latin. The times certainly are a-changing.

While I’m strongly for learning another language in a world of shrinking distances and expanding global interchange, I still think English will remain the closest we have to an international lingua franca for some time to come. Even in China, English is seen as “the ticket.”

Language domination does shift over the centuries with the wax and wane of primary empires and modern nations. Before the rise of Latin, the language which defined linguistic universalism in the Western world was Greek, so much so that the New Testament was rendered in Greek to promote the new faith. Its antecedent was the Septuagint rendering of the Hebrew scriptures into Greek.

We all know about the spectacular spread of Latin with the rise of Rome and its shaping several of Europe’s primary languages, including English.

With the reign of France’s Louis IV in the 17th century and the nascence of the Enlightenment, French began its ascendency as the language of diplomacy until English began its challenge with the birth of the Industrial Revolution in England and the growth of its Empire. English received a further boost with America’s emergence as a superpower in the 20th century.

While Chinese may have far more speakers than English, its users are primarily geographically confined, unlike those speaking English, a truly international tongue based on geography alone–UK, USA, Canada, Australia, New Zealand, Guiana, former African colonies, and much of the West Indies. We tend to forget that more than 300 million Indians use English daily.

In all of this, that so many opt for English as their second language doesn’t mean they like us anglophones, but that they find it the most useful for world communication.

What principally inhibits Chinese is its notorious difficulty as a tonal medium, despite a relatively simple grammar, and the virtual impossibility of mastering its written language. The Chinese, along with the Japanese, would do themselves a huge favor by transitioning to the Latin alphabet, as did Turkey in the last century, but they aren’t going to do that.

English musters a terrific advantage in its being largely inflection free, unlike German or Russian with their formidable declensions. While English features some irregular verbs, a vestige of its Germanic origin, it doesn’t exhibit the complexity of verb conjugations found in the Romance languages. Nonetheless, I’ve always maintained that while English is easy to learn, it’s hard to speak well. Only a relative few native speakers know how to distinguish lie and lay, farther and further, amount and number, etc. Then there is the challenge of its non-phonetic spelling. Imagine the challenge this poses for non-native speakers. Still more, there are all those nasty homonyms: horse vs hoarse, and the infamous to, too, two, etc.

Nevertheless, English remains relatively easy to speak, with only the Scandinavian languages approaching it in leveled or near absent inflection. Their speakers, however, are too few for it to matter. In fact, English has become so dominant in Sweden that a new language law was recently enacted (2009) to protect Swedish. In Sweden, virtually everyone speaks English well and you’ll find it abundantly in public ads and English language television and movies, which are seldom dubbed. Many young Swedes prefer English as more expressive and practical. If this is Sweden, can you just imagine the consternation of the French?

So despite what you may be hearing, English is still number one and likely to remain so for a long time to come. But do the language a favor by learning it well. After all, it’s the language of Shakespeare.

Promises to keep

In 2008, an intelligent, compassionate, and eloquent Barack Obama was swept into the Presidency, becoming the nation’s first Black president, auguring a new day and “promises to keep” (Frost) for a better America.

Unfortunately, our president made some 500 promises he hasn’t kept . Here’s a composite of the better known ones:

Create a tax credit of $500 for workers

Repeal the Bush tax cuts for higher incomes

Train and equip the Afghan armed forces

End the use of torture

Close the Guantanamo Bay Detention Center

Restrict warrantless wiretaps

Seek verifiable reductions in nuclear stockpiles

Centralize ethics and lobbying information for voters

Require more disclosure and a waiting period for earmarks

Tougher rules against revolving door for lobbyists and former officials

Secure the borders

Provide a path to citizenship for undocumented immigrants

Reform mandatory minimum sentences

Secure nuclear weapons materials in four years

Strengthen antitrust enforcement

Create new financial regulations

Sign a “universal” health care bill

Create 5 million “green” jobs

Reduce oil consumption by 35 percent by 2030

Create cap and trade system with interim goals to reduce global warming

Cut the cost of a typical family’s health insurance premium by up to $2,500 a year

Now our President wants a second term. He’ll probably get it, considering the power of incumbency, with more broken promises to follow.

When Elephants Weep

I have always had this love affair with elephants, these gray, wrinkled, lumbering mastodons, survivors of a primordial past, trunks swaying, gentle creatures, yet fearsome when provoked.

Among animals, they’re probably the most attached to one another. What surprises many is the social sophistication of their matriarchal society characterized by close relationships with all herd members, many of them related. Herds, sometimes numbering up to a hundred, are headed by the oldest female and calves are raised and protected by the entire matriarchal herd. (Males generally leave the herd at about 15 years and live apart.)

Elephants are found in Africa and Asia and it’s easy to tell them apart, as the Asian species is smaller. When I see the large ears, I know at once it’s an African elephant.

Both male and female African elephants have tusks, to their own undoing. In contrast, only the Asian male has them.

Highly intelligent, elephants can communicate messages over long distances with their feet.

They are also endowed with prodigious memory, as I think most of us know.

Elephants have the longest noses of any animal, for that’s what their trunks really are. Some sport trunks up to seven feet in length, yet they never get in the way, as they’re used to grasp as well as feed. With this tool, they’ve been known to assist calves to stand or pull them up over an embankment.

Their ivory tusks are actually teeth that never stop growing.

Lesser known is the elephant’s capacity to mourn their dead.

Population growth has reduced its habitat inexorably, resulting in elephants invading villages in search for food, in turn, leading to hunting parties. Immense poverty has triggered poachers to seek quick Asian money for ivory. Even reserves, dedicated to wildlife safety, are violated and any elephant, mother or calf, is gunned down for its tusks. African governments lack the financial resources needed to upgrade security. Reserves themselves are a last ditch effort to provide sanctuary but, unfortunately, often conspire against elephant interests, blocking off migration routes when they need to mate or find new food resources.

Just over a century ago, several million elephants roamed Western and Central Africa’s savannahs and dense jungles; today, about 300,000 remain. In Asia, their numbers have dwindled from 100,000 to 35,000, all of them domesticated.

Often weighing up to seven tons, their sole predator is Man. In Cameroon, 300 elephants were recently slaughtered, their bodies left to rot. Such slaughters are likely to define their future, given the nature of Man’s capacity for ruthlessness for the sake of coin.

To fully appreciate elephants, I highly recommend Jeffrey Moussaleff Masson’s moving book, When Elephants Weep, an exploration of their capacity, along with other animals, for emotion.

Conrad had it right about the ignominy of Man, his ruthless capacity, hidden behind his civilized veneer, for retrogression to a latent savagery taking many hues.

When elephants weep, I weep with them. I weep for a vanishing legacy that our grandchildren may never know: the cry of elephants, the thunder of their feet, the mystery of their dark eyes.

I weep most for a declining vestige of a once garden world distanced from Man’s malevolence, a fall from grace into the heart of darkness.

I find it horrendous….

I find it horrendous that we continue to rely upon coal as a primary energy resource. Here in Kentucky, a major coal producing state, those who protest dirty power plants and the state’s reliance on coal are treated as alarmists, if not environmental extremists, who will take away jobs and inflate energy prices for consumers. As such, they constitute “an attack on Kentucky’s way of life” (D-Keith Hall). Kentucky, by the way, subsidizes coal to the tune of $115 million annually.

In Kentucky, coal is king and a driving political force as shown in the $40,000 contribution the industry has made to Andy Barr’s renewed efforts to unseat 6th District Congressman, Ben Chandler. Lexington, the heart of the district, just happens to be the home of the Kentucky Coal Association and several mining companies.

One of coal’s biggest friends in the state is the University of Kentucky, which recently accepted $20 million from coal interests to build a lodge facility for its basketball players. Money, in short, has defined the issue for the University, not public health or global warming. The University even has a Society for Mining, Metallurgy and Exploration. The University might learn a thing or two from many of its students who have called for transitioning its power plant to a more efficient energy source.

One Kentuckian, noted author Wendell Berry, stood tall in all of this, resigning his teaching position at the University and taking his papers with him, which he has donated this week to the Kentucky Historical Association. I wish there were more like him.

All of this reminds me of the days in Kentucky when tobacco was also a power broker, with government and higher education aligned with its interests. Despite evidence slapping one in the face, for years they denied tobacco’s heavy toll on the public’s health.

Coal won’t be losing its clout anytime soon, at least in Kentucky, given the just announced $7 billion deal made with India for 9 million tons of Kentucky and West Virginia coal, a deal principally involving a Kentucky lawmaker from Pike County, D-Rep Keith Hall. Like many developers, coal advocates often seek elective office to further their business interests. Hall sits on the board of FJCS Energy, the New Jersey company that signed the agreement.

While the U. S. as a whole is making its slow transition to cleaner fuels, the coal company again resembles the tobacco industry in its emphasis on exports to shore up its sagging profits at home. The hell with what happens to the health of those in developing nations.

Worse, is the industry’s blatant indifference to global warming and its consequences to all life. What matters is profit. How many more mountains will be leveled and how many streams contaminated? How many toxins belched into the atmosphere?

As they have it, coal is very much a part of our future. Land reclamation has brought benefits such as creation of new forests, recreational areas, housing development, and facilities such as hospitals, nursing homes, and even airports. It’s cheaper to store coal than alternative fuels such as wind or solar, geothermal or nuclear. New technology has improved the efficiency of coal fired power plants in reducing carbon emissions. Alternative sources, moreover, can’t keep pace with projections of a future doubling of worldwide energy needs. As is, coal is one of the most regulated industries, providing the public with ample protection.

The real story is that we’ve seen 300 mountaintops leveled, 600,000 acres of hardwood forests permanently decimated. As for reclamation, only 4% of any post-mining productivity has been confirmed (EcoWatch). Mining violations and watershed violations are in the thousands, with little state enforcement. Instead of the promise of diversification to remedy Appalachia’s enmeshed poverty, the region faces a future of moving to the forefront in black lung disease and no appreciable amelioration in chronic unemployment, where 60% of mining jobs have been lost to mechanization, not EPA regulation.

Meanwhile, the National Resources Defense Council recently designated Kentucky as the most polluted state in the nation from coal field fuel plants, largely because of the state government’s failure to clean-up the industry. As with Keith Hall, Kentucky government continues to be dominated by coal interests. Hall, by the way, is co- chair of the National Resources and Environment Committee. He has said, “I ‘m not just a friend of coal, I’m coal’s best friend.”

As Hall puts it, “I believe in states’ rights.” Me thinks we’ve heard all this before and that the Confederacy is alive and well. As with slavery, tobacco, and now coal, Kentucky needs to disengage from an economy that exacts profits from human misery.

Instead of the ubiquitous Friends of Coal bumper stickers, Kentucky would do better with say, Friends of People replacements, and in green, not black, the color of death.

rj

I want to follow-up….

I want to follow-up on my last post dealing with our economic prospects in the coming year, exacerbated by Sequestration, or mandatory across-the-board budget cuts, beginning in January, 2013.

Things to ponder:

Whatever one’s politics, the Obama administration, in its doubtless sincere efforts to stimulate the economy, may have actually done it harm by adding $4 trillion to our national debt, now over a staggering $15 trillion. Nearly a trillion was spent on bailing out the banks, largely responsible for our economic meltdown.

These increases average a trillion dollars per year since this administration has been in office, with little to show for it. In fact, our stagnant economy may well plunge again. Last month’s economic figures, while showing a 180,000 job increase, did not alter the grim unemployment fallout, which remains at 8.2 percent. With more than 5 million unemployed, we have to do much better to make this sorry mess go away.

Certainly, this present recession, perhaps a euphemism, invites comparison with the Great Depression of the 1930s. While the latter was the mother of all depressions, with unemployment reaching a 26% level, making our present crisis seem puny, it does resemble our situation in its stubbornness, despite the Roosevelt’s fervent efforts, to yield results. What most people don’t know is that unemployment had actually increased under Roosevelt when he ran for reelection in 1936. It would take a world war to purge our economic woes.

I must confess I don’t think anyone has a definitive solution to what ails us, despite the heated rhetoric in an election year. Simple answers won’t do more than sugar coat a complex problem.

What’s more, our fate in a global economy isn’t entirely within our hands.

What if Israel attacks Iran?

Or if the economic malaise in Europe has no bottom and nations like Greece, Italy, Spain and Portugal default? Like the tsunami debris from Japan now washing-up on our West coast shores, we can’t escape the tidal impact of a European collapse resulting in reduced imports of American goods.

Back to our own shores again, if automatic cuts affecting defense go into effect next year it’s estimated that a million jobs will be lost. That’s more than all the projected jobs created in the American economy this year!

It seems a given that without confidence in the private sector, which is our primary catalyst for job creation, we’re doomed to a tortoise pace in achieving remedy.

And there are yet other mitigating factors that may compromise economic recovery. Although the health care reform measure has several desirable features, it may be the wrong time for it in a down economy. A recent survey indicates many employers anticipate costs increases with its implementation, so add this to the mix. If I were an employer, I’d certainly opt for caution when it comes to hiring or expanding inventory.

To be sure, economics has rightly been called “the dismal science,” except I’d underscore “dismal,” and eliminate “science,” since that implies probability corroborated by empirical data. Again, no one has the definitive answer, so be wary of snake oil formulas in this election year.

It’s all like some devastating disease that, despite our best efforts, defies our remedies. Much as we’d like, there’s no quick fix.

rj

A day of financial reckoning will soon come….

A day of financial reckoning will soon come to America, resulting in a substantial redistribution of income and entitlement payouts. It will see its genesis early in 2013, or shortly after this fall’s election.

We’ve already witnessed the opening skirmish of this inevitable transition to a more restricted access to America’s economic pie, beginning with the recommendations of the Congressional appointed Joint Selection Committee on Deficit Reduction, more commonly known as the “Super Committee”. The Committee, however, failed in its mandate to reduce the federal deficit by 1.5 trillion over the next decade, triggering automatic cuts (sequestration) to the tune of 1.2 trillion to be divided between Defense and other programs. Partisan politics had intervened, denting courage, and the chasm between Democrats and Republicans couldn’t be bridged.

The truth is that the economic meltdown we see in Europe is theater for what’s coming here. Thus far we’ve been able to either borrow or print money to shore up our stagnant economy. We’ve even cut taxes.

We’ve become like irresponsible credit card users, postponing tomorrow’s reckoning, to meet insatiable wants. Ultimately, we’ll have to pay our bills or close up shop. Presently, our national deb stands at a staggering $15 trillion and we pay $200 billion interest on that debt annually.

In January, the cuts will go into effect. When you take defense and entitlement programs into consideration, you’ve only got $600 billion left in the kitty to spend elsewhere.

Do we really want to cut our defense budget in an unsafe world or Social Security, Medicare, and Medicaid?

The social and political ramifications promise to be enormous and tax revenues will need to be raised. Ultimately, the poor and low wage earner will be sheltered, and while the rich will see higher taxes, the declining middle class will continue to bear the brunt.

Actually, things have been eroding for several decades. As a serviceman, I was once guaranteed health benefits. Today, a sliding wage scale applies, ruling out the middle class.

Each year, a retiree’s costs for Medicare increases, ultimately compromising monthly Social Security checks.

As for Social Security, after payroll deductions for over forty years, I pay out several hundred dollars in taxes on the rather paltry sum I receive.

And more is coming. Social Security outlays will be reconfigured. Age eligibility for full benefits will advance to 67.

You will pay more for Medicare while getting less coverage.

Let’s take some specific examples of the potential fallout for education, based upon current sequestration projections by the Congressional Budget Office (CPO):

ESEA Title I,Part A):: Funding cut: $17,958,000 affecting 27,660,000 students. Potential job losses: 280,000.

Special Education Grants to States (IDEA-B-611): $14,316,000 affecting 5,900,000 students. Potential layoffs: 230,000.

Head Start (HSA, section 639): $9,841,000 affecting 1,340,000 students. Potential job losses: 440,000.

Even for the financially marginalized, the slice of the pie is getting smaller, particularly at the state level, where budgets have imitated the faulty federal model, forcing cuts in Medicaid and welfare outlays.

At the state level, too, an ominous trend has begun of cities declaring bankruptcy, three in California this year alone. Much of this comes from budgets overburdened with generous retirement obligations to public workers.

The times are a-changing and we may find ourselves entering into an era of social rancor not seen since the Vietnam debacle. The battle will spill over into the streets,
and all, all will be utterly changed. It all comes down to who will pay and how much. (Most people think it’s ok for the neighbor to pay more, but not themselves.)

The great challenge is mustering cuts without dampening the economy. That’s been what’s gone wrong in Europe: austerity without stimulus.

Yet like your credit card balance, the bills will have to be paid.